Travel Insurance info please

[Emmi Smith]

Just looking at my travel insurance which needs to be upgraded due to age and health issues.  Finding it difficult to get either annual or single trip insurance to cover up to a 90 day visit to Fue without incurring a massive premium.  Currently covered for max 45 days .....any recommendations please? 
I've just got a quote from StaySure ( generally highly recommended) but that's max 35 days - annual premium for max 35 days per trip is £341 - but for a single trip of 90 days it is £737.00 !!!!

[Johnrgby]

Hi Emm

I just logged on to Moneysupermarket.com, searched for over 70,s travel insurance or a 90 day trip to Spain with no preexisting conditions and got quotes from around £149, maybe log in and get a personalised quote?

[Archer]

Emmi. Aviva offer cover up to 120 days and pre-existing conditions. If you take it out online it saves you 10% and further discount if you already have another policy with them. 
I've read a lot of complaints from some co's when it comes to pre-existing, so if you are registered online with your GP then printout your history and if necessary read it out to them.
Pre-existing is THE biggest reason ins cos don't pay up, so poor cover is just a waste of Money!

[Grampiangranny]

Have heard that the Caravan Club offer good 90 day home and travel insurance rates.

[jimbews]

Just been renewed with LV. Premium policy covers 90 day trips on annual basis.
Europe, including Turkey and Egypt. I THINK we did have to specify Spain (but that may have been previous supplier).
Changed to them a few years ago because previous "cheap" policy soared on renewal date.
LV started as expensive, but our pre-existing conditions didn't add all that much.
It will also be a better deal because our house and car policies had also been with them for many years after following Which magazine recommendations (and following no response from NFU which was then Which's best scoring home policy).

BTW - double check your house insurance: we found that the LV standard policy only allows your house to unoccupied for 60 days at a time!

[Emmi Smith]

Thanks everyone,I have done loads of research including most of the above suggested companies,but it seems my "condition" is not covered .I have just found one which seems to be a specialist and am looking into it this morning.  I am OK if the EHIC will remain in force after Brexit, but will have to wait and see.

I am aware that most do not cover unoccupied property in the UK for more than 60 days, I rely on my neighbour for"insurance" in this instance!

PS - Anyone have any insight regarding Brexit and the continuation of the EHIC?

[TrickyFox]

Go back to the UK for a day?

[Emmi Smith]

Thanks for that.  Wish they would get a move on though. I will be in Fuerteventura from 26th September, so I will be able to use my EHIC until 31st October......but after that ??

[Emmi Smith]

All very difficult decisions.  I suffer from COPD which generally is manageable,but very unpredictable.  On my last visit I was fine until the last two weeks of my visit when I got a bad chest infection and was admitted to the Puerto General hospital.  I was in intensive care for 4 days and then a general ward for 6 days.  They were wonderful in their care and concern,but I dread to think what it may have cost me if not for the EHIC or insurance!!!

[Emmi Smith]

Just got a couple of quotes for single trip one from Saga nearly £700 and the other from a specialist COPD insurance bunch £1,800!!!!!   Both cover for up to 90+ days but there's a premium it seems for my condition!!!

Just written to my MP to see if there is any update on the continuation or not of the EHIC card after 31st October!!!