Hi All,

Unfortunately after three years of fee-free Banking with Bankia I am faced with large fees from mid November so need to make alternative arrangements. Like many non-residents I only need an account for DDs with Comunidad, electricity (Endesa), water (CAAF) and council taxes (La Oliva). I can manage cash in other ways.

I have just opened a Wise account so now have my Belgian IBAN and am aware of IBAN discrimination being illegal in the EU but I am also aware that some institutions d