Revolut - possibly the best card to use in Fuerteventura

[Jason W]

So by way of an update - they are still verifying the documents submitted, or at least that is what the message says.
In the meantime i have been able to use the account and changed some more Money, little and often as i don't trust them but received another text message this morning to say my account has been limited whatever that means.
So - in terms of AML checks, pretty poor if i can still use the account, in terms of customer service, worse as i still can't message them, maybe i need to use a different device rather than my phone, who knows.
I will see if i can use the card when we are over next week.

[Archer]

Try using Transferwise. Their Money launder checks only took an hour or two at most, on the two house purchases I made.

[Jason W]

Finally agreed i am not laundering Money, only received a response after complaining via the feedback facility, then Lucy made contact on Live chat, which works to a point except she seems to start work around 4.00am UK time and finishes around lunchtime so had 24 hour waits over 3 days to pick up the conversation and after uploading various paperwork. I guess if you want to launder Euros, Revolut only works for so long. Ah well, back to using it properly in a couple of days, when we return to Fuerteventura. My guess is that a lot of funny Money does maybe pass through these and other similar Banking facilities. It is pretty easy to set the account up in the first place. If i recall, just an upload of photo ID and a selfie, took minutes.

[Can the Man]

I have started to use the Revolut card, as I’m Irish my currency is euro, so I’m looking for a better deal in buying sterling. Well last weekend I was in uk and I think I done well with paying £100 for a taxi from Ely to Stansted airport, paid with Revolut and it only cost me €118 which I think is pretty good.

[Lexeus]

Just had a reply from Ayuntamiento de Antigua, trying to set a DD, using Revolut.

Buenos días, lo siento, pero de momento no podemos domiciliar cuentas que no sean españolas.
Disculpe las molestias,
Reciba un cordial saludo

It looks like they still accept only Spanish accounts. Let's wait another few months. I'm still pretty optimistic about it.

Hi Sam, was there any update to this Direct Debit issue? I think I checked this whole thread but I couldn't see anything.

I am interested because I have been using online bank accounts like Revolut for a long time, but I still opened a Spanish bank account because as I understand it you are legally required to hold a Spanish bank account to pay government debts, i.e. IBI, IRPF, ITP etc

I can't remember where I read it, but I was quite sure it was the case so I would be interested to hear if it has changed. I remember thinking at the time that it sounded like another Spanish 'Law' that was ready to be challenged in the EU courts, because an EU bank account should be universal....

[Jason W]

Thanks - just checked a transfer made to Sabadell an hour ago and yes , seems instant.