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Thanks, that's really useful. I hadn't seen BBVA recommended before but that thread was interesting, and quite recent so very topical!
But had heard Sabadell were friendly, so that is attractive. Many thanks.
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Avoid Banco Santander. They can't be trusted.
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An example of Sabadell's customer care
We have been customers for 8 years, firstly they make an annual charge for a second debit card, which we were not made aware of, 3/4 years ago they started charging 15€ per quarter fees, not really life changing, then just over a year ago they came up with an Expansion Plus account, which apparently is free of charges and comes with 2 debit cards, so we apply hear nothing so after circa 5/8 months I send them a reminder, get an email saying they will be in touch soon, about 3 months ago they removed their cash dispenser from outside Spar in Atlantico Centre and the one at the entrance to Las Rotundas, which means you have to go to the bank to withdraw cash as they make a charge for using another banks cash dispenser, after reading Tom.s post we decide to move, so I email them tell them I am leaving and explaining why, this morning iI received a reply
" with reference to your email you must meet the following conditions have a balance of 0€ and have no direct debits " or in my language we do not give a damn
Do not take life to seriously no one gets out alive anyway
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08-02-2022, 10:45 AM
(This post was last modified: 08-02-2022, 10:48 AM by Bill.)
Wow. Just been looking at their Expansion options (there are 3) and assumed that the Plus would be the better account. But the conditions seems very confusing and it is not easy to make a comparison.
But not encouraging if they are defensive like that. I thought you could use other ATMS through some mutual scheme - the EURO6000?
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In our experience you cannot
Do not take life to seriously no one gets out alive anyway
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Just an update folks. We have gone for Sabadell. It is €40 per quarter and they did tell us we have to pay for a second debit card. But we reckoned we will get established with this and then look around again. They were helpful to be fair, but let's wait and see how it works in practice!
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